Timing is critical in the capital market, where achieving full subscription, preferably at par or at premium, is a key requirement that demands the right strategy and market conditions. At PRC, in collaboration with our associates, we assess key aspects of your organization that will play an important role when going public.

The orientation of investors differs significantly from that of lenders or credit analysts. Similarly, the perspectives of sell-side and buy-side analysts vary. Maintaining thoroughness and independence, PRC ensures an in-depth analysis from the perspective of investors. This helps identify positives and concerns that will be considered by both retail and institutional buyers.

Our assessment assists organizations in developing strategies to mitigate these concerns and effectively highlight their strengths in the capital market.

PRC BLR Pre-Login Assessment is a comprehensive and research-based report that delves deep into the intricacies of bank loan rating optimization. Here's how we ensure a thorough assessment:

In-House Models and Templates: We have developed proprietary models and templates based on the credit methodologies followed by credit rating agencies. These tools enable us to conduct precise and accurate assessments tailored to each client's unique profile.

Market Research and Benchmarking: Our team continuously tracks outcomes across the rating universe and performs tentative benchmarking exercises. This allows us to gauge where our clients stand relative to industry standards and identify areas for improvement.

Incorporation of External Factors: We meticulously document and incorporate critical external factors such as market trends, regulatory changes, economic conditions, and peer performance. This ensures that our assessments are holistic and take into account all relevant influences.

Financial and Soft Points Assessment: We analyze financial performance and position using comprehensive financial statements. Additionally, we delve into soft points such as future prospects,

Securing funds from a lender is crucial, but obtaining them on favorable terms is equally vital. At PRC, we conduct thorough assessments of your working capital needs and identify your credit strengths and weaknesses. With our deep understanding of the debt market and regular interactions with bankers, we are well-equipped to advise you on the best terms available and from which potential lender.

Our team considers various factors such as interest rates, bank charges, margins, collateral coverage, and repayment tenure to provide you with a clear picture of what can be achieved currently. Armed with this information, your management can make informed decisions about selecting the right lender and work towards optimizing the terms further.