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Teams

Meet our team, boasting over 80 years of combined experience in credit assessment, debt, and capital markets.

Devender Kumar Aggarwal Founder Director
17+ yrs Experience

Specialization: credit risk assessment, credit score optimization, reporting/ profiling, market research, project evaluation and due diligence.

Mr. Aggarwal is a seasoned professional with extensive experience spanning nearly two decades in various aspects of finance, including credit risk assessment, credit score optimization, reporting, market research, project evaluation, and due diligence. He holds an MBA with a major in finance and is also associated with the prestigious CFA Institute, USA.

His professional journey began in 2004 with an IT education company, where he gained valuable insights into the technology sector. In 2008, he transitioned to a dynamic group comprising over 20 companies across diverse sectors such as chemicals, personal care, media, and financing. In this role, Mr. Aggarwal actively participated in projects evaluation, further enhancing his analytical and strategic skills.

With a strong foundation in finance and a keen understanding of market dynamics, Mr. Aggarwal established PRC Consultancy as a proprietorship firm in 2014. Due to his vision and leadership, the firm evolved into a private limited company in May 2018, expanding its scope and capabilities to better serve clients in the financial services industry. His expertise and leadership continue to drive PRC Consultancy’s success, making it a trusted partner for clients seeking tailored financial solutions and strategic guidance.                                 

Preeti Aggarwal Director
10+ yrs Experience

Specialization: matters relating to ROC/ MCA/ Company law board

Mrs. Preeti Aggarwal is a qualified company secretary and LLB holder. She is actively engaged in ROC/MCA-related jobs and aims to leverage her knowledge for the benefit of clients while upholding core values and market integrity. She initially came to Delhi/NCR to complete her CS and later started her practice there. Her focus is also on developing corporate governance for entities, facilitating decision-making through brainstorming, and enhancing transparency.

Kajal Singh Client Acquisition Specialist
10+ yrs Experience

Specialization: need identification, client acquisition, relationship development & management, marketing strategy & branding

Mrs. Singh is a dedicated professional with extensive experience in credit rating advisory, holding a background in insurance and accountancy. She graduated from Delhi University and excelled in client communication and support, emphasizing non-overcommitment and a deep understanding of the credit rating industry. Mrs. Singh’s expertise allows her to provide valuable advice to clients in Delhi/NCR, making her a highly valued team member.

Himkiran Sharma Client Acquisition Specialist
18+ yrs Experience

Specialization: debt market, need identification, client acquisition, relationship development & management, marketing strategy & branding

Mr. Sharma is a Commerce Graduate from Delhi University. With nearly two decades of dedicated experience in the financial industry, he possesses a profound understanding of the intricacies of the debt market and credit rating landscape. His expertise extends across various domains including need identification, client acquisition, and relationship development. Responsible for overseeing client acquisition and relationship management across North India, Mr. Sharma excels in building and nurturing long-term partnerships. He thrives on personal interaction, often traveling extensively to engage with clients directly. Through meaningful discussions, he adeptly identifies client needs and collaborates with them to bridge the gap between current possibilities and long-term objectives. His passion for facilitating growth and his dedication to delivering exceptional results make him a valuable asset in any financial advisory capacity.

Ayush Gupta Debt Profile Optimizer
10+ yrs Experience

Specialization: Project report, project funding, debt enhancement & takeover, gap analysis, liquidity analysis

Mr. Gupta, an MBA in Finance from NMIMS, Mumbai, is having more than a decade of experience in the financial industry through his association/ working with various banks and rating agencies. He specializes in helping organizations execute successful fundraising tailored to their specific industry and needs. He started his career with CARE Ratings Limited and thereafter got associated with ICICI Bank wherein he was looking after mid corporate group. In 2018, he has left the bank and started his journey to provide debt profile optimization solutions for clients across all sectors. He has a proven track record of helping organizations navigate through the complexities of securing financing to support their growth and expansion initiatives. He is having a good knowledge and right exposure of debt market based on his more than decade working in the market. He provides personalized guidance tailored to each client’s unique financial situation, helping them identify the most suitable loan options and successfully negotiate favorable terms with lending institutions.

Nitin Leekha Debt Profile & Cost Optimizer
20+ yrs Experience

Specialization: working capital management, investment management, budgeting, forecasting, accounting, ERP, project management and compliances etc.

Mr. Leekha is a chartered accountant and a competent professional with almost two decades of experience in financial planning, budgeting, forecasting and project cost analysis, MIS designing & reporting, fund management, working capital management and investments. He is a strong organizer, motivator, team player and a decisive leader; have constantly motivated teams to excel and win. Mr. Leekha has worked across multiple industries i.e Travel, Retail, Automobiles and construction/ infrastructure industry. He has remained part of entities having revenue of Rs. 500 – 2000 crore and keeps dealing with top management be it in corporate or in financial institutions.

Capital Market Assessment

Timing is critical in the capital market, where achieving full subscription, preferably at par or at premium, is a key requirement that demands the right strategy and market conditions. At PRC, in collaboration with our associates, we assess key aspects of your organization that will play an important role when going public.

The orientation of investors differs significantly from that of lenders or credit analysts. Similarly, the perspectives of sell-side and buy-side analysts vary. Maintaining thoroughness and independence, PRC ensures an in-depth analysis from the perspective of investors. This helps identify positives and concerns that will be considered by both retail and institutional buyers.

Our assessment assists organizations in developing strategies to mitigate these concerns and effectively highlight their strengths in the capital market.

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Bank Loan Rating Pre-Login Assessment:

PRC BLR Pre-Login Assessment is a comprehensive and research-based report that delves deep into the intricacies of bank loan rating optimization. Here's how we ensure a thorough assessment:

In-House Models and Templates: We have developed proprietary models and templates based on the credit methodologies followed by credit rating agencies. These tools enable us to conduct precise and accurate assessments tailored to each client's unique profile.

Market Research and Benchmarking: Our team continuously tracks outcomes across the rating universe and performs tentative benchmarking exercises. This allows us to gauge where our clients stand relative to industry standards and identify areas for improvement.

Incorporation of External Factors: We meticulously document and incorporate critical external factors such as market trends, regulatory changes, economic conditions, and peer performance. This ensures that our assessments are holistic and take into account all relevant influences.

Financial and Soft Points Assessment: We analyze financial performance and position using comprehensive financial statements. Additionally, we delve into soft points such as future prospects,

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Debt Profile Assessment

Securing funds from a lender is crucial, but obtaining them on favorable terms is equally vital. At PRC, we conduct thorough assessments of your working capital needs and identify your credit strengths and weaknesses. With our deep understanding of the debt market and regular interactions with bankers, we are well-equipped to advise you on the best terms available and from which potential lender.

Our team considers various factors such as interest rates, bank charges, margins, collateral coverage, and repayment tenure to provide you with a clear picture of what can be achieved currently. Armed with this information, your management can make informed decisions about selecting the right lender and work towards optimizing the terms further.

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